Lifestyle Insurance

helen55
Topic Author
Offline

11 years 10 months ago #30211 by helen55

Lifestyle Insurance was created by helen55

Does anyone use FMG insurance for their lifestyle property. I've been looking at their website and am thinking about switching from my 'general purpose' insurance company to one that covers the buildings, animals etc.

Living on a 7 acre property near Oamaru I currently have 5 wonderful Standardbred horses, 8 alpacas, 6 former battery hens, 1 labrador and 8 cats. I eat only plant based food and love trying new plant based recipes. Retired from the paid workforce in December 2019 and have never been busier!!

Please Log in or Create an account to join the conversation.

reggit
Offline

11 years 10 months ago #408052 by reggit

Replied by reggit on topic Lifestyle Insurance

Yes we do, for our house and buildings/improvements, and also for public liability insurance in case any of our animals get out and wreak havoc...[

]

Take a break...while I take care of your home, your block, your pets, your stock! [

] PM me...

Please Log in or Create an account to join the conversation.

TandS
Offline

11 years 10 months ago #408056 by TandS

Replied by TandS on topic Lifestyle Insurance

We'd been wondering about whether it's a good idea to get lifestyle insurance. If you don't mind me asking tigger, about how much does yours cost? The public liability part was the part that made it tempting. Does it replace your regular house insurance too though? As ours is still not complete so don't think we can move our insurance just yet as no code of compliance still.

5 acres, southdownXromneys (3 ewes, a wether & a ewe lamb, 1 hogget for xmas dinner), boerXkikos (2 does and their wether and doe kids), silkies (black pullet, gold hen, white roo), light sussex (hen, pullet, cockerel), muscovies (2 blue/gray hens, a black and white drake, a couple of ducklings with...

Please Log in or Create an account to join the conversation.

sod
Offline

11 years 10 months ago #408068 by sod

Replied by sod on topic Lifestyle Insurance

We have all ours with State and been good so far!!!

Having time is a measure of enthusiasm:rolleyes:

Please Log in or Create an account to join the conversation.

jeannielea
Offline

11 years 10 months ago #408070 by jeannielea

Replied by jeannielea on topic Lifestyle Insurance

When we got PLinsurance we asked for quotes and found our house/contents (NZI) insurer gave us the best rates for it. Took a bit of discussion to make sure both of us had right what we wanted but got the additional discount for adding another thing to our policy/ It's about $100 per annum for a million dollar cover I think.

Please Log in or Create an account to join the conversation.

max2
Offline

11 years 10 months ago #408076 by max2

Replied by max2 on topic Lifestyle Insurance

We changed over to FMG for everything, cars, liability insurance, horse insurance, outbuildings, house and contents, rental property.

Every policy that was existing was far cheaper with FMG than with other insurance companies, even before re-evaluation due to Christchurch.

Please Log in or Create an account to join the conversation.

BRL
Offline

11 years 10 months ago #408145 by BRL

Replied by BRL on topic Lifestyle Insurance

Been with FMG for over 15 years. Shopped around a couple of times but that just confirmed we were already using the right insurers. Our policies are a mix of Lifestyle and Commercial. Vehicles are covered for off-road around the farm as well as public highways, all the little things they understand.

Have had 2 or 3 minor claims over the years and never had a problem with FMG claims process.

Please Log in or Create an account to join the conversation.

foufee
Offline

11 years 10 months ago #408450 by foufee

Replied by foufee on topic Lifestyle Insurance

we use FMG as well, switched from State, for all our insurances, House, contents, cars, tractor, farm buildings, public liability etc. Have had no problems with them, their prices or their claims process for the couple of little claims we have had.

littlebush.blogspot.com

Please Log in or Create an account to join the conversation.

bevhawkins
Offline

11 years 10 months ago #408460 by bevhawkins

Replied by bevhawkins on topic Lifestyle Insurance

We use AMI Lifestyle/Farm Insurance very good and cheaper than most

Please Log in or Create an account to join the conversation.

max2
Offline

11 years 10 months ago #408478 by max2

Replied by max2 on topic Lifestyle Insurance

bevhawkins;404497 wrote: We use AMI Lifestyle/Farm Insurance very good and cheaper than most

We were with AMI for cars, house and contents insurance. FMG beat all of those existing policies without me telling them what we were already paying...

Please Log in or Create an account to join the conversation.