Lifestyle Insurance

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10 years 5 months ago #30211 by helen55
Lifestyle Insurance was created by helen55
Does anyone use FMG insurance for their lifestyle property. I've been looking at their website and am thinking about switching from my 'general purpose' insurance company to one that covers the buildings, animals etc.

Living on a 7 acre property near Oamaru I currently have 5 wonderful Standardbred horses, 8 alpacas, 6 former battery hens, 1 labrador and 8 cats. I eat only plant based food and love trying new plant based recipes. Retired from the paid workforce in December 2019 and have never been busier!!

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10 years 5 months ago #408052 by reggit
Replied by reggit on topic Lifestyle Insurance
Yes we do, for our house and buildings/improvements, and also for public liability insurance in case any of our animals get out and wreak havoc...[;)]

Take a break...while I take care of your home, your block, your pets, your stock! [;)] PM me...

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10 years 5 months ago #408056 by TandS
Replied by TandS on topic Lifestyle Insurance
We'd been wondering about whether it's a good idea to get lifestyle insurance. If you don't mind me asking tigger, about how much does yours cost? The public liability part was the part that made it tempting. Does it replace your regular house insurance too though? As ours is still not complete so don't think we can move our insurance just yet as no code of compliance still.

5 acres, southdownXromneys (3 ewes, a wether & a ewe lamb, 1 hogget for xmas dinner), boerXkikos (2 does and their wether and doe kids), silkies (black pullet, gold hen, white roo), light sussex (hen, pullet, cockerel), muscovies (2 blue/gray hens, a black and white drake, a couple of ducklings with...

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10 years 5 months ago #408068 by sod
Replied by sod on topic Lifestyle Insurance
We have all ours with State and been good so far!!!

Having time is a measure of enthusiasm:rolleyes:

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10 years 5 months ago #408070 by jeannielea
Replied by jeannielea on topic Lifestyle Insurance
When we got PLinsurance we asked for quotes and found our house/contents (NZI) insurer gave us the best rates for it. Took a bit of discussion to make sure both of us had right what we wanted but got the additional discount for adding another thing to our policy/ It's about $100 per annum for a million dollar cover I think.

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10 years 5 months ago #408076 by max2
Replied by max2 on topic Lifestyle Insurance
We changed over to FMG for everything, cars, liability insurance, horse insurance, outbuildings, house and contents, rental property.

Every policy that was existing was far cheaper with FMG than with other insurance companies, even before re-evaluation due to Christchurch.

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10 years 5 months ago #408145 by BRL
Replied by BRL on topic Lifestyle Insurance
Been with FMG for over 15 years. Shopped around a couple of times but that just confirmed we were already using the right insurers. Our policies are a mix of Lifestyle and Commercial. Vehicles are covered for off-road around the farm as well as public highways, all the little things they understand.

Have had 2 or 3 minor claims over the years and never had a problem with FMG claims process.

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10 years 5 months ago #408450 by foufee
Replied by foufee on topic Lifestyle Insurance
we use FMG as well, switched from State, for all our insurances, House, contents, cars, tractor, farm buildings, public liability etc. Have had no problems with them, their prices or their claims process for the couple of little claims we have had.

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10 years 5 months ago #408460 by bevhawkins
Replied by bevhawkins on topic Lifestyle Insurance
We use AMI Lifestyle/Farm Insurance very good and cheaper than most :D

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10 years 5 months ago #408478 by max2
Replied by max2 on topic Lifestyle Insurance

bevhawkins;404497 wrote: We use AMI Lifestyle/Farm Insurance very good and cheaper than most :D


We were with AMI for cars, house and contents insurance. FMG beat all of those existing policies without me telling them what we were already paying...

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10 years 5 months ago #408479 by kate
Replied by kate on topic Lifestyle Insurance
We're with FMG for everything too :D

Web Goddess

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10 years 5 months ago #408509 by Organix
Replied by Organix on topic Lifestyle Insurance

bevhawkins;404497 wrote: We use AMI Lifestyle/Farm Insurance very good and cheaper than most :D

And AMI are government guaranteed [;)]

Harm Less Solutions.co.nz
NZ & AU distributor of Eco Wood Treatment stains and Bambu Dru bamboo fabrics and clothing

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10 years 5 months ago #408529 by Hawkspur
Replied by Hawkspur on topic Lifestyle Insurance
Just a reminder[;)]
The cheapest preamium isn't necessarily the best! You want a policy with a good price, good coverage and a company with a good claim record...

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10 years 5 months ago #408903 by MooandPop
Replied by MooandPop on topic Lifestyle Insurance
so probably not tower?

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10 years 5 months ago #408991 by max2
Replied by max2 on topic Lifestyle Insurance

MooandPop;404985 wrote: so probably not tower?


they do make funny ads...

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