Farm Insurance

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14 years 5 months ago #2599 by GBpeter
Farm Insurance was created by GBpeter
Any recommendations? My current AMI premiums are horrendous.

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14 years 5 months ago #74700 by kate
Replied by kate on topic Farm Insurance
We're with FMG and they've been great :D

Web Goddess

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14 years 5 months ago #74731 by reggit
Replied by reggit on topic Farm Insurance
FMG here too...we have insurance for sheds and other bits and pieces, as well as public liability...

Take a break...while I take care of your home, your block, your pets, your stock! [;)] PM me...

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14 years 5 months ago #74742 by Anne
Replied by Anne on topic Farm Insurance
FMG too - quick to respond, quick to pay out - sometimes even just over the phone; helpful, sent someone out to measure and assess house, land and all my contents (including the horse gear I have). Best lifestyle package I could find.

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14 years 5 months ago #74746 by sod
Replied by sod on topic Farm Insurance
At the risk of being hanged drawn and quartered [}:)] I say try State as we have been with them for many years with no problems [8D] they have payed out on shed hay burn down, tractor broke after roll over,few cars family have bent and killed and we have public liability :p

Having time is a measure of enthusiasm:rolleyes:

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14 years 5 months ago #74747 by The Kats Place
Replied by The Kats Place on topic Farm Insurance
I'm with state and was surprised how cheap it was. Fortunately have never had to claim yet so can't comment on that side of things.

kats
Live your life in such a way that it will be easy for people to say nice things at your funeral [;)]

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14 years 5 months ago #74791 by wino
Replied by wino on topic Farm Insurance
Haven't actually been able to get a cheaper quote than AMI (do try every now and then).

Never have a hangover - stay drunk

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14 years 5 months ago #74798 by maggies mum
Replied by maggies mum on topic Farm Insurance
With FMG at the moment, having a bit of battle to get a good settlement price on my car which was written off before Christmas. As for the rest of it, dunno yet!

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14 years 5 months ago #74830 by DiDi
Replied by DiDi on topic Farm Insurance
Give your Client Business Manager a ring and advise them what is happening. Often the Branch you are dealing with won't know about the accident straight away and therefore can't give you extra assistance (if they can)with the Claims department. If you haven't had a personal meeting with your CBM, you could perhaps ask them to come out to review your whole cover just to make sure everything is right! Amazing what personal contact, a bright personality and muffins may achieve!

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14 years 5 months ago #74837 by wino
Replied by wino on topic Farm Insurance
Hmmm I wasn't going to mention it but as MM has...

I was run into by a black cow on a dark night on the road. Said black cows owner rang FMG who assured him he would be covered. When our insurance company chased him up to pay for the damage they changed their mind, he had to pay for it himself. (He appears to have just paid, I'd have been yelling insurance ombudsman and Fairgo)

The insurance ombudsman sorted out a case for me many years ago now MM where the insurance company swore my car was worth a very small amount - about 25% of what it was insured for. After I discussed it on the phone with the insurance ombudsmans office - about an hour after to be exact - they changed their minds and got it revalued by another car dealer who thought it was worth 90% of the insured value.

Never have a hangover - stay drunk

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14 years 5 months ago #74854 by maggies mum
Replied by maggies mum on topic Farm Insurance
Thanks for that DiDi and wino, I'll pass that onto BD he's much better at it all than me! I just get bloomin' angry!

They aren't that far off the mark, but it still needs to go up a bit more then BD will settle!

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14 years 5 months ago #74856 by reggit
Replied by reggit on topic Farm Insurance
I am hoping I don't need to put an insurance claim in - good timing, sent some jewellery to Gemlab for assessment for my insurance company and Gemlab has just gone up in flames [xx(] hope their safe is fireproof [:0][V]

Take a break...while I take care of your home, your block, your pets, your stock! [;)] PM me...

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14 years 5 months ago #74859 by ccrk9
Replied by ccrk9 on topic Farm Insurance
FMG - the best sevice, coverage, prices and quick to sort out claims.

came out, had a good look around, measured the buildings, answered a whole lot of silly questions from us (being new to rural living) and sorted out a good package for house, car, contents and extra moral obligation cover all for several hundered $ less than our old company.

I note FMG car premiums are the lowest I have seen - I rang around a few companies when we moved as NZI who we used to be with increased our premiums despite our value on the car being dropped. FMG were brilliant last year in sorting the car out after a prang, and paid for a hire car for the time ours was off the road (you need to get this extra added in on your policy).

The greatest fine art of the future will be the making of a comfortable
living from a small piece of land. ~ Abraham Lincoln ~

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14 years 5 months ago #74868 by GBpeter
Replied by GBpeter on topic Farm Insurance
Thanks - can't get hold of the Richmond FMG office (must be out sorting out claims).

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14 years 5 months ago #74873 by max2
Replied by max2 on topic Farm Insurance
I think the main thing to look at is who the underwriter is, not the "face"" of the policy. For instance for our house insurance it is with BNZ however underwritten by IAG. Our landlord preferred policy is now underwritten by NZI and I still haven't had claim acceptance for the small bit of contents coverage for the burned house back in october....

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